Berisha Dranqolli V, Shala A, Rayfield B, Collakovic A, Mema K, Hamiti E, idr. Financial Literacy, Digital Inclusion, and Sustainable Economic Governance: Comparative Evidence from the Western Balkans. V: Belak J, Oberman Peterka S, uredniki. Sustainable Governance in the Age of Artificial Intelligence: Interdisciplinary Perspectives on ESG, Digital Transformation and Corporate Responsibility [Internet]. Univerzitetna založba Univerze v Mariboru; 2026 [citirano 5. julij 2026]. str. 1-18. Dostopno na: https://press.um.si/index.php/ump/catalog/book/1126/chapter/1286