T. A. Heller, S. Rigoldi, J. Burgos, and M. Sasinowski, “Obligatory Insurance as a Form of Social Engineering: A Comparison Paper Between the United States, Italy, Aruba and Poland”, in Collected Papers of Thomas A. Heller, S. Kraljić , Ed. Univerzitetna založba Univerze v Mariboru, 2025, pp. 37–70. Accessed: Jul. 15, 2025. [Online]. Available: https://press.um.si/index.php/ump/catalog/book/977/chapter/734