Pucihar A, Kljajić Borštnar M, Bons R, Ongena G, Heikkilä M, Vidmar D , eds. 36th Bled EConference – Digital Economy and Society: The Balancing Act for Digital Innovation in Times of Instability: June 25 – 28, 2023, Bled, Slovenia, Conference Proceedings. Vol. 36. Univerzitetna založba Univerze v Mariboru; 2023. doi:10.18690/um.fov.4.2023