Heller TA, Rigoldi S, Burgos J, Sasinowski M. Obligatory Insurance as a Form of Social Engineering: A Comparison Paper Between the United States, Italy, Aruba and Poland. In: Kraljić S , ed. Collected Papers of Thomas A. Heller. Univerzitetna založba Univerze v Mariboru; 2025:37-70. Accessed July 15, 2025. https://press.um.si/index.php/ump/catalog/book/977/chapter/734